How to Get a Dollar Card For AliExpress in Nigeria
If you want to know the dollar to naira rate of popular virtual cards, you can subscribe for free on monierate.com.
Hi, welcome, in this guide, you will learn how to get a dollar card for AliExpress in Nigeria.
One reason you need a dollar card for AliExpress is to pay for items more than $100. Here is a message someone sent me recently:
The normal debit card your bank gave to you is dominated in Naira, and in 2020, CBN placed a limit on international payments.
You can’t spend more than $100 using your naira debit card.
The benefit of getting a dollar card is that you can pay for things on AliExpress up to $5,000 with no daily limits. Perfect when buying a lot of things on AliExpress.
Keep reading….
Two types of dollar cards
They are two types of dollar cards you can get in Nigeria:
- Physical dollar card
- Virtual dollar card (Online debit card)
A physical card is the ATM card your bank gave you. This card is best for cash withdrawal and local online/offline payments. When you open a domiciliary account in any bank, it comes with a physical dollar card.
A virtual card is an online-only card. It can only be used online. You can’t use it to withdraw cash on ATMs as you do with your physical card, it is limited to making payments on websites and apps.
The card you need for AliExpress
The card you need for AliExpress is a virtual card.
The reason is that, why a physical card can work, you need to open a domiciliary account with a bank. Which takes time and require several documents that you might not have. And beyond that, every bank has its own rules, fees, and limits placed on its card.
Virtual cards are built and more convenient for making digital payments. It comes with the 16 digit number, CVV, and Expiry date. No PIN.
You don’t need a PIN to make payments on an international site like AliExpress. You just need the card number and money in it.
Some virtual card providers allow you to just paste your card information, no need to type like on a physical card.
I have a virtual card which I use strictly for making payments online on AliExpress and other websites. I use my ATM card just for cash withdrawal and POS payments.
How to get a virtual dollar card
Virtual cards are easier to get than physical cards. All you need is to download an app or visit a website. You don’t need to visit a bank.
There are many apps and websites you can get a virtual dollar card in Nigeria.
Here are the ones I can recommend:
- Plumter
- Wallet.Africa
- Barter by Flutterwave
- Payday
You can get a dollar virtual card from any of them. You only need to download any apps, verify your account, and request a dollar card.
Go ahead and make the payment
Once you request and fund your card. You can then use these card details to pay for any item on AliExpress above or below $100. It works.
If you want to know the dollar to naira rate of popular virtual cards, you can subscribe for free on monierate.com.
